Husky Homes Blog - Homeownership


Our clients don't just buy when rates are low or because it's their first home. They are a variety of reasons - rational and emotional - that people move, and here are some of the stories of our clients purchases in 2024.


Kris and Ashley have relocated plenty of times for Kris's military career. We sold their home in Cambria (Columbia County) in 2021 when they moved out to New York. They moved back to Wisconsin in 2023 and settled in Lake Mills where they fell in love with the community, school district and recreation. They have a boat and love to go out on Rock Lake, so having a place to park the boat and lake access was important to them. When this home came on the market in the chill of January last year, it was in the perfect…

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If I wanted to list my house by MARCH, here’s what I would do...


1. CREATE MY PERSONALIZED PLAN

I would figure out my home’s market value and get clear on how much equity I have on my home. Then I would reach out to my lender so I know the budget for my next home. If I’m comfortable with all those numbers and the kind of home I can afford to purchase, I move onto step number 2.

ESTIMATED TIME: 1 WEEK

2. PREP MY HOME FOR THE MARKET

I have to look at my home through the eyes of potential buyers and recognize that while my home has been great for me, it probably needs some repairs or updating before I put a For Sale sign in my yard. Thankfully I have a checklist to refer to so I don’t miss a thing. I declutter, pre-pack, paint, and stage…

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There is so much to do around Madison during the holiday season, but let’s be honest: sometimes it’s nice just staying home.

This holiday season I’m channeling my inner homebody and encouraging you to do the same! I believe there is a way to support local and indulge in the festivities our town has to offer and still be home, be cozy, and remember what really matters this time of year: you and yours.

So grab your fave blanket, light a festive candle, and sit on the couch as you embrace your inner homebody this holiday season. Stay tuned to the Husky Homes blog and follow me on Instagram @theonetheonlysolveig for my go-to Madison area holiday guide. What's to come?

LATER THIS MONTH:

  • The shop local GIFT guide
  • LOCAL EVENTS WITH…

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If you've been waiting for interest rates to drop to below 3%, this one's for you.

Listen, SOME DAY the rates will most likely go down. Maybe not to 3% but maybe (hopefully) back to 5-5.5% again.

But until that day comes, here's the bottom line: the rates are either going to remain the same or they're going to go up.

If you're trying to time the market, you're likely wasting your time.

According to Keeping Current Matters, "Mortgage rates are impacted by a lot of factors: geo-political uncertainty, inflation and the economy, and more. That’s why it’s generally not worth it to try to time the market. There’s too much at play that you can’t control. The best thing you can do is control the controllables."

What can you control?

Where…

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Last month I celebrated a super exciting closing with my client, Stacy!


Stacy was a first time homebuyer who never thought that buying a home could be possible for her. She met with Anna at UW Credit Union in May who put together some great financing options for her and instilled her in that her dream of homeownership was indeed possible. Anna then connected Stacy with me to find and secure the perfect home. We met and I educated Stacy on the market before we starting showings. After only 2 showings, she fell in love with a sweet Bungalow in Eken Park where she can bike downtown for work and walk to restaurants just down the street!

We sat down and discussed the terms for a competitive offer on this property that already had a few offers…

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The Lender Lowdown


Your Burning Questions Answered

I teamed up with Anna Wise from UW Credit Union to answer YOUR burning questions about all things loans and interest rates in this market! 

How long does it take to get pre-approved?

To start the preapproval process, you will need to submit an application to Anna. Give yourself about 20 min to get through the questions. She will review the application within 24 -48 hours once it’s been submitted. If the application is complete, and she is able to issue a letter, your preapproval will be good for about 4 months or 120 days.

Is there anything I can do to get a better interest rate?

This is going to be a question best answered once Anna has all your information. You and Anna will discuss…

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